Budget Planner
Monitor your curriculum and extracurricular spending. Set goals, log expenses, and view trends.
Monthly Budget
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How to set a homeschool budget
Homeschooling can cost very little or a lot, depending on curriculum, outside classes and activities. A simple budget keeps spending tied to what actually helps your children learn.
- Set a yearly total, then split it: core curriculum, books, supplies, classes, field trips, extras.
- Buy core subjects first (math and reading), then fill in with free and library resources.
- Log every purchase as you go, including used books and memberships.
- Review at mid-year and move money to what is working.
Frequently asked questions
How much does homeschooling cost?
It varies widely: some families spend little by using free curricula and the library, others spend more on complete boxed curricula and outside classes. A budget helps you decide where your money matters most.
Where can I save on homeschool curriculum?
Buy used, share books between siblings, use the library and free online resources, and check whether your state or district offers any homeschool funding.
Are homeschool expenses tax deductible?
Generally not under federal tax law, though a few states offer credits or deductions for education expenses. Check your state’s rules or ask a tax professional.
Should I buy a full boxed curriculum?
It saves planning time but costs more and may not fit every child. Many families mix one full curriculum for core subjects with cheaper resources for the rest.
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